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Our Social and Environmental Commitments

Net Zero

2022 and beyond… 

Our commitment to Net Zero is not only a priority for our investment portfolios, but for us as a company too. Implementing – and adhering – to a Net Zero pledge is not just for big business and we at Path are aiming to be Net Zero by the end of 2022. 

2022 might sound ambitious but we believe we are on track to meet this target and will continue to remain Net Zero as our business grows in future, with regular reviews of how we are mitigating our emissions caused by our company operations.

In getting to Net Zero, we will look to include Scope 1, 2 and 3 emissions, in line with the criteria needed for science-based targets. More

A collective call for change

At Path, we have a very clear mission which includes transparency, engagement and being part of a collective call for change.

Follow us for our latest news and updates: #seedingchange

Path is B Corp certified

B Corp™

Path is a certified B Corp™, meeting the highest standards of verified social and environmental performance, public transparency, and legal accountability to balance profit and purpose.

We’re very proud to be part of a growing community aiming to redefine success in business, sharing ideas, connecting and collaborating with like-minded businesses. Read more

Find out more about B Corp™

Good Egg Mark

Good Egg

Path is  delighted to be one of only a handful of financial advisers to have been awarded a ‘Good Egg’ accreditation from Good With Money. This is a further validation for our ethical and positive impact strategy.

The Good Egg Mark is the only accreditation in the UK designed to make it easier for consumers to find financial providers that use finance to benefit people and planet.

Find out more about the Good Egg Mark

Living Wage Employer

Living Wage

Path is proud to be a Living Wage employer.  The real Living Wage is the only UK wage rate that is voluntarily paid by those companies who believe their staff deserve a wage which meets everyday needs.

Find out more about the Living Wage Foundation

Business Declares

Business Declares

Path Financial is proud to be joining Business Declares and the fast-growing network of businesses who acknowledge the Climate and Ecological Emergency. Our aim is to be net zero by the end of 2022 by reducing our emissions and impact on biodiversity. Concern for both people and the planet are not new to us and we look forward to continuing to share our journey and ensuring our voice is part of the collective, resounding call for change. We are certainly not claiming to be perfect, neither are we judging others, instead we are part of a coalition of the willing, looking to collaborate and accelerate action while continuing to highlight the challenges and uncomfortable truths.

Find out more about Business Declares

Better Business Act

Better Business Act

The Better Business Act is about transforming the way we do business so that every single company in the UK, whether big or small, takes ownership of its social and environmental impact. Together, we’re taking a straightforward ask to government: change Section 172 of the Companies Act to ensure that company directors are responsible for advancing the interests of shareholders alongside those of wider society and the environment.

Find out more about the Better Business Act

SME Climate Hub

SME Climate Commitment

Path recognises that climate change poses a threat to the economy, nature and society-at-large, our company commits to take action immediately. In doing so, we are proud to be recognised by the United Nations Race to Zero campaign, and join governments, businesses, cities, regions, and universities around the world that share the same mission.

Find out more about the SME Climate Commitment

UK Sustainable Investment and Finance Association

UKSIF

Being a member of UKSIF at this crucial time allows Path to take our place at the heart of sustainable and responsible finance, push forward the UK’s leadership in this area and position our organisation as a key player in this rapidly growing landscape.

Find out more about UKSIF

The Good Business Charter

The Good Business Charter 

Path has joined The Good Business Charter (GBC) an accreditation which recognises responsible business practices, The GBC is an independent not-for-profit organisation supported by the Confederation of Business Industry (CBI) and Trades Union Congress (TUC) and brings considerable expertise from leading figures from the world of commerce. Consisting of 9 different components covering employees, tax, the environment, customers and suppliers. It’s a simple, effective way to measure how a company is behaving.

Find out more about The Good Business Charter

Women in Finance Charter

Women in Finance Charter 

Path is proud to have signed HM Treasury’s Women in Finance Charter. We are committed to working alongside other signatory firms to build a more balanced and fairer financial services industry for all. Read more

Find out more about the Women in Finance Charter

  • Our portfolios

    Our financial planning service is specifically designed around Positive Impact investing – we only recommend investments that have a measurable ethical, social, and environmental impact for our clients and do not recommend investment funds that do not meet these criteria.

    Our investment portfolios are aligned to the UN Sustainable Development Goals, and regularly monitored by our investment analysts – within our supply chain, underlying fund managers and holdings are engaged with on a regular basis to ensure that they meet strict sustainability criteria and can remain invested within the portfolios as a whole. A large part of this is the commitment to the UN Sustainable Goal 13 of Climate Action, but also includes the other 16 individual goals that also need commitment to environmental protection and sustainability in order to succeed.

    We undertake due diligence of our investment analysts regularly to ensure that they continue to meet our company ethical requirements and remain suitable for our clients’ specific ethical values. We are proud that along our supply chain, our chosen providers not only invest in companies with Net Zero pledges but have Net Zero commitments of their own as well as Certified B Corp status.

  • Our direct impact

    Our adviser team are based in various locations around the UK, meaning our team spend a significantly lower amount of time commuting to see our clients. Where we can, we encourage our staff to use public transport for commuting if walking is not an option, and we do not own any company vehicles.

    We have a flexible working policy, where the majority of our staff work from their homes and occasionally from a shared co-working space when needed, significantly reducing the amount of emissions we generate. This in turn means a lower requirement for our main office space, and much lower energy consumption as a result.

    While most of our team work from home, we can provide quality financial advice to the whole of the UK via screen sharing technology rather than limiting our service to one or two areas. Since our advice can be delivered remotely, we reduce emissions further by only travelling to meet clients when absolutely needed.

    We use recycled and second-hand office furniture in our main office where possible. We also use eSignature software to limit paper use and printing to only the very essential needed for our business. This includes ensuring our paper office supplies are bought from reputable FSC Certified / Recycled paper companies and when necessary, printed promotional materials are sourced from preferred providers with environmentally friendly processes. We recycle all recyclable waste within our office environment.

    While we actively encourage our staff to be environmentally conscious in the decisions they make while representing our company, our team already has sustainability at heart – you can see what personally motivates our people by visiting Our Team page.

  • Our supply chain

    The various providers that we use to implement our service have Net Zero commitments too, including carbon neutral cloud software

You only need to read the news and see some of the images from around the world to know that as humankind we can no longer bury our heads in the sand about climate change. Since having my daughter it has brought into sharp focus that we need to act now in order for the next generation to have a future. As well as trying to be mindful and make good choices, one of the most important aspects for me is teaching children from a young age that their individual actions can have a big impact and collectively we can all make a difference.

Carla Gerlach, Operations Business Manager

From multiple visits to Bangladesh since childhood, I have seen first-hand the devastation that climate change can cause in the day-to-day lives of the poorest in our society. This is especially prevalent in coastal areas where villagers have been losing their land and homes due to land erosion from the rising sea level – Simon Reeve’s brilliant Tropic of Cancer series for the BBC showed the harrowing images of costal erosion live, where metres of coastline can be gone in a blink of an eye. There are very real consequences of climate change for all of society, but the poorest are unequivocally the most vulnerable, and are unfairly having to take the burden of decades of unregulated carbon emissions in the developed world. This is clearly something that we need to take full accountability for, and by extension, turn the tide on, which I am proud to be facilitating through my role at Path.

Shams Kabir, Financial Planner

RISK WARNING:
As always with investments, your capital is at risk. The value of your investment can go down as well as up, and you may get back less than you invest. This information should not be regarded as financial advice.

The Path Financial Limited. Registered in England. Company No. 11583740. Registered office address: The Path Financial Limited, Watch Oak, Battle, TN33 0YD.

Authorised and regulated by the Financial Conduct Authority. The Path Financial Limited is entered on the Financial Services Register https://register.fca.org.uk under reference 827270.

The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

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