Ethical Pensions

A pension with intention can help change the world.

If you have a pension, you’re already looking after your and your family’s future. But unknowingly, your pension might be destroying the planet’s.

Many people don’t realise their pension might be invested in exploitative and extractive industries. Fossil fuels, arms, deforestation, tobacco and more are at odds with how we choose to live.

That’s where we come in.

We believe investing a pension in positive industries actively helping environment and society is the biggest impact that any individual can make for a sustainable future.

Our pension services

We look at where your pension is currently invested and help you to clearly understand your pension options, take control of your money and save in-line with your values.


Pension consolidation

Path Financial makes combining your pensions into a single pot simple.


Pension transfer

Take control of your money and invest it in-line with your ethical beliefs and tailored risk level.

 We are so impressed with the quality of service provided by Path Financial, in particular how quickly they respond to enquiries and keep us updated on the progress of transactions. We always feel they are just a phone call or email away and that they know and understand our requirements so we don’t need to keep repeating them to different people. It’s very much a personal service. David and his team have listened and delivered exactly what we wanted.

Becky and Roy, Seaford

How our Ethical Pensions are Different

Our ethical pensions not only exclude companies that actively harm the planet or people, but purposefully invest with companies and funds that make a positive impact.

We implement strict selection criteria to ensure that your money is only invested in socially responsible companies that pass our social, environmental and ethical tests.

Our expert financial planners start with your passions and values, to create a pension that puts your needs first – and delivers the best possible return.

Transfer your pension to move away from harming to protecting people and planet…

Fossil Fuel



Animal Testing




Clean Energy



Clean Water




And achieve superior performance from your savings.

It’s proven that pensions with a positive impact make better financial sense. Investments in clean and sustainable companies creating cutting-edge solutions to the world’s problems are likely to perform better. Move your pension to align with companies that are positioned for success and avoid those that are set to fail.

Your pension can do good and grow at the same time – it doesn’t have to be one thing or the other.

Meet the global leaders creating a brighter future with your pensions:

Meet our customers

Becky and Roy Francomb – grandparents who want their pension to make a difference and help tackle climate change

Grandparents, with six children between them and two grandchildren, they care deeply about climate change and trying to take practical action to address some of the problems facing the planet.

The couple moved their pension to Path Financial early in 2020 after extensive research, and almost giving up that what they were looking for was even a possibility.

Read the full case study


The graph shows the comparative performance of an example impact investment portfolio against a non-impact industry benchmark (ARC) and the FTSE 100 Index. We have included a selection of underlying impact funds for illustration purposes. These are all funds that would be considered for inclusion in your investment portfolio with Path Financial, though they do not represent a complete portfolio.

It’s vital to remember that past performance is no guarantee of future performance, however, the graph does show that impact investment strategies can outperform more traditional investment portfolios, with the added benefit of doing good for the planet and its populations.

Your pension could have 27 times more impact on your personal carbon footprint, compared to all other activities combined.*
* Source: Nordea

Risk warning:
As always with investments, your capital is at risk. The value of your investment can go down as well as up, and you may get back less than you invest. This information should not be regarded as financial advice.


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The Path Financial Ltd. Registered in England. Company No. 11583740. Registered office address: The Path Financial Ltd, Watch Oak, Battle, TN33 0YD

Authorised and regulated by the Financial Conduct Authority.

The Path is entered on the Financial Services Register under reference 827270.

The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

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